Some time it is hard for us to save. Some time it is our mentality be in obstacle. How can we save RM1000 in 3 years?.
Try save RM1 perday. hehe in one year you will have RM365. in 3 years, you will have more than RM1000.
Having RM1 at least give me a peace of mind that it isn't a burden too much for my wallet rather than thinking i have to save RM30 per month.